When it comes to loved ones who are enjoying their golden years, the last thing anyone wants to discuss is the subject of burial insurance. This type of insurance is the best to have because it covers funeral costs for those who do not have access to financial resources to cover such costs when they occur. Burial insurance for anyone over the age of 70 is available, and it is affordable. It is also easy to obtain. This article supplies you with all the information you need for approaching the purchase of the best policy possible.
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Table of Content
Can You Get Affordable Life Insurance At 70?
Do not assume that just because you are over 70 that you cannot qualify for a policy. You can qualify. To find a premium that fits your budget, request free quotes below:
Finding inexpensive funeral insurance for anyone over the age of 70 can seem impossible at first. Not too long ago, these types of policies were not available without very high rates, if they were approved at all.
Now that people are living longer due to healthier lifestyles, insurance companies are issuing affordable, low-priced policies that millions of people are buying. The number of senior citizens in the population has grown so fast in the past few decades that it is shocking.
Science and technology have helped the medical sector flourish a great deal in recent times. Heart disease, which is common today, has been brought under control with medical advancements. This makes more people capable of living longer and thereby becoming good candidates for burial policies.
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How to Choose the Best Burial Insurance?
The task of finding an affordable burial insurance policy for anyone over 70 is easy because so many life insurance companies offer these plans. You still need to do a little research, however, to find the policy that meets both your needs and those of your family.
What’s the real story?
The cost for an average funeral has jumped in recent years to about $9,000. This is the cost to cover just the essential expenses. This is important to understand because the figure that was the average a few years ago which was $6,000, is no longer accurate. For any family that wants a basic funeral that covers essential costs, they will want a policy with benefits of $9,000.
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A life insurance for those over age 70 offer real benefits that will cover costs when a funeral must be paid for unexpectedly. The rates are affordable for most families and the premiums can be curtailed with pre-planned funeral insurance.
This usually means that there will be a higher price to the policy but there are so many policies that offer $10,000 or more and have low monthly premiums. You simply have to find the premium that works best for your budget.
Things to Keep in Mind..
Burial insurance offers several benefits. This type of insurance is more precise than traditional life insurance policies. Even if you are on a fixed or low income you should be able to afford it. You never have to take any medical exams to qualify so even seniors with poor health can get this coverage. Click here to learn more about all the factors involved in getting affordable no question burial insurance plans.
How to Find Affordable, Quality Burial Insurance?
Start online and search for burial life insurance for seniors 70 and up. You will quickly find services that offer free quotes for coverage. The best part is that getting quotes is free and it is easy to get several at a time so you can quickly compare rates. You can also get rates by visiting an insurer’s website. You should be able to find benefits between $6,000 and $15,000 with monthly premiums listed as well.
When you find the policies that interest you, you can apply for them directly online or by telephone. For some of the life insurance policies for seniors 70 and over, there are a few health questions that you may have to answer. Usually, however, there is no need to undergo a medical exam. Always answer the questions honestly and remember that your answers may change the price you pay for the policy offered to you.
Remember that getting funeral insurance not only helps defray the cost of a funeral but it helps your family from carrying a financial burden at a difficult emotional time. Use a little patience and do a search to find the best places to buy burial insurance for you and your budget. Make sure that you compare several rates online so that you can find the most affordable, quality coverage possible.